Skip to main content

Housing Resources

The following resources are for renters and homeowners in Illinois's 1st Congressional District. 

To file a housing discrimination complaint with the U.S. Department of Housing and Urban Development's (HUD) Office of Fair Housing and Equal Opportunity, click here or call (800) 669-9777.

For Renters

You may be eligible for the following rental assistance programs, including many made possible by the American Rescue Plan, which I proudly voted for in March. The Consumer Financial Protection Bureau has a rental assistance program finder tool here.

For City of Chicago residents, Neighborhood Housing Services (NHS) is now accepting applications for the City of Chicago's Emergency Rental Assistance Program (ERAP), which can provide up to 12 months of unpaid rent and utilities and up to 3 months of future rent and utilities. Financial assistance is available for income-qualified landlords and tenants who have experienced a financial hardship due to the COVID-19 pandemic. The program is open for tenants and landlords until funds are exhausted or through December 14, 2021. Click here for more information and to apply.

The Emergency Rental Assistance program from the Illinois Department of Human Services (IDHS) is also currently accepting applications from tenants. To start the application process, contact an IDHS partner agency in your area. These organizations can help you get the necessary referral to apply for rental assistance because you cannot apply on your own. Click here to find an IDHS partner agency in your county.

The Help for Illinois Families Initiative is a program offered through the Illinois Department of Commerce and Economic Opportunity (IDCEO)  to help Illinois families access and afford home energy assistance and other essential services. Click here to apply for financial assistance paying for utilities, food, and other household necessities.  If you need help filling out the application, call (833) 711-0374.

The application period for the Illinois Rental Payment Program (ILRPP) is closed for new applications until further notice. You may check the status of your application at ilrpp.ihda.org/status.

For City of Chicago residents, the Small Accessible Repairs for Seniors (SARFS) program provides improvements including grab bars, lever faucets, door repairs, carbon monoxide detectors, smoke detectors, and wheelchair ramps to help senior citizens remain in their homes. Seniors aged 60+  who reside in 1-4 unit structures may be eligible. Learn more HERE. Find the delegate agency in your ward, who can assist with the application process, HERE.

Evictions Resources

The State of Illinois has an eviction moratorium in place until October 3.

I strongly support extending the federal eviction moratorium and am an original cosponsor of the Protecting Renters from Evictions Act of 2021, which would extend the eviction moratorium to December 31. I was proud to help pass $46.5 billion for emergency rental assistance; however, those programs are still in the early stages of ramping up.  States and localities need more time to get this critical rental assistance out to families and individuals in need. 

Eviction Help Illinois provides free legal aid, mediation services, and connections to other resources to increase housing stability. If you are a renter facing potential eviction or a landlord not represented by a lawyer, click here to find out if you are eligible for free legal help.

In addition, the following legal resources may be available to you.

Cook County residents:

  • The new Residential Tenant Landlord Ordinance (RTLO) went into effect on June 1; the ordinance prohibits lockouts. Click here for more information on renters' rights and landlord protections in Cook County.
  • CARPLS is Cook County’s largest provider of free legal services, with court-based help centers and a free telephone hotline for attorney legal advice and assistance. Click here or call 312-738-9200 for the legal aid hotline.
  • Cook County Legal Aid for Housing and Debt can provide free legal help for Cook County residents dealing with an eviction or unresolved debt issue, or who are behind on their mortgage or property tax payments. Click here or call 855-956-5763.
  • Legal Aid Chicago provides free civil legal representation to residents of Chicago and Suburban Cook County. Click here or call 312-341-1070.

Will County residents:

  • Click here for information on housing assistance resources in Will County.
  • Prairie State Legal Services offers free legal services in Will County for low-income persons and seniors with civil legal problems. Click here or call 815-727-5123.

City of Chicago residents:

  • For eviction and lockout resources, click here. For information from the City of Chicago about tenants' rights, click here. You can also call the Chicago’s Department of Housing - Rents Right Information Line at 312-742-RENT (312-742-7368).
  • Chicago tenants who need help with a housing issue including lockouts or evictions can contact Rentervention, a free and confidential program of the Lawyers’ Committee for Better Housing. Call 312-347-7600, visit Rentervention.com or text “hi” to 866-7RENTER (866-773-6837). 
  • Legal Aid Chicago provides free civil legal representation to residents of Chicago and Suburban Cook County. Click here or call 312-341-1070. 

Housing counselors can also provide advice on renting, defaults, foreclosures, buying a home, and credit issues. Find a list of HUD-approved housing counselors here or by using the search tool here.

For Homeowners

Mortgage Assistance: For City of Chicago residents, the Mortgage Assistance Program provides assistance to low-to moderate-income Chicago homeowners who have suffered an economic impact due to the COVID-19 pandemic and are having difficulty paying their mortgage. The maximum amount of assistance available is $3,300. Grant amounts awarded will be based on the amount needed to bring your mortgage current, even if you are on a forbearance plan with your lender/servicer. Eligible homeowners will have the assistance paid directly to their mortgage servicer. Click here for more information and to apply for assistance. *Note: If you received a mortgage assistance grant from NHS of Chicago or the Illinois Housing Development Authority last year (2020), you are not eligible for this program. 

Find a housing counselor: The U.S. Housing and Urban Development (HUD) sponsors certified housing counselors throughout the country who can provide advice on buying a home, renting, defaults, foreclosures, and credit issues.  Find a list of HUD-approved housing counselors here or by using the search tool here.

Mortgage forbearance information: Many homeowners have more time to seek forbearance and avoid foreclosure due to the COVID-19 pandemic.  Click on the following links for information from the Consumer Financial Protection Bureau about requesting, extending, or repaying forbearance; and options to avoid foreclosure including new rules on mortgage servicing.

Fannie Mae and Freddie Mac (federally backed home mortgage companies) are offering COVID-19 forbearance to qualifying multifamily property owners through September 30, 2021, subject to the continued tenant protections the Federal Housing Finance Agency (FHFA) has imposed during the pandemic.  You can also visit Freddie Mac's Relief for Homeowners and Relief for Renters pages.

If your mortgage is backed by the Federal Housing Administration (which is part of HUD), click here for forbearance information and other COVID-19 resources. 

Property tax information: Click here for Cook County and here for Will County.

Homeowner assistance pages:

  • For the Illinois Attorney General’s Help for Homeowners page, click here or contact the Attorney General's Homeowner Helpline at (866) 544-7151.
  • For City of Chicago residents, click here for the City of Chicago Department of Housing homeowner assistance page, with resources including foreclosure prevention, small home repairs for seniors, and other services.

For City of Chicago residents, the Small Accessible Repairs for Seniors (SARFS) program provides improvements including grab bars, lever faucets, door repairs, carbon monoxide detectors, smoke detectors, and wheelchair ramps to help senior citizens remain in their homes. Seniors aged 60+  who reside in 1-4 unit structures may be eligible. Learn more here. Find the delegate agency in your ward, who can assist with the application process, here.

Utility Assistance

Click here for utility bill assistance information from the Illinois Department of Commerce & Economic Opportunity.

The Low Income Home Energy Assistance Program (LIHEAP) helps eligible low-income households pay for home energy services. The LIHEAP application period is now closed. Click here for answers to frequently asked questions and here to check the status of your application. You can also call the Illinois LIHEAP Hotline at 1-877-411-9276.

Cook County residents can apply for utility assistance through the Community and Economic Development Association of Cook County, Inc. (CEDA). More information is here

The City of Chicago's Utility Billing Relief Program provides low-income Chicago residents with a reduced rate on their water, sewer, and water-sewer tax as well as debt relief for those who demonstrate they can manage the reduced rate bills for one year.

Affordable Housing Search

Looking for an affordable apartment? Click here for the Illinois Development Housing Authority apartment listing search to find accessible, market-rate housing.

To view properties for sale by the U.S. Department of Housing and Urban Development (HUD), click here.

Looking to purchase your own home, but having trouble finding something in your price range? The Cook County Land Bank Authority has opportunities for individuals, residential developers, and commercial developers to purchase and rehab fixer-upper homes in Cook County. To learn more, click here.

The Housing Authority of Cook County (HACC) can also help you find available properties through the Public Housing and Project-Based Voucher Programs in Cook County — click here

The following resources are available for City of Chicago residents:

  • For a list of affordable housing in the City of Chicago and information on how to apply, click here.
  • The Chicago Housing Authority can also help you find affordable public housing. Click here or call 312-935-2600.

Housing Resource Symposium

Each year, Congressman Bobby L. Rush hosts a housing resource fair to give constituents in Illinois’s 1stDistrict a chance to hear from housing agencies and local experts and get individual assistance with housing issues and concerns. This year's housing resource fair was held virtually in May and all the webinars are available for constituents to watch and refer back to below. 

Kickoff event: Workshop on housing assistance programs with Cook County Commissioner Larry Rodgers Jr., Will County Treasurer Tim Brophy, and local representatives from the U.S. Department of Housing and Urban Development (HUD), Illinois Housing Development Authority (IHDA). Click here to watch the recording

Housing and Rental Assistance: Workshop on housing and rental assistance with representatives from local housing agencies including Neighborhood Housing Services of Chicago, AGORA Community Services, South Suburban Housing Center, the Dearborn Real Estate Board, and the City of Chicago Department of Housing. Click here to watch the recording.

Financing and Forbearance: Workshop on home-ownership programs, financing, and mortgage forbearance with representatives from banks including Chase Bank, United Fidelity Bank, Seaway/Self-Help Federal Credit Union, BMO Harris, and OCWEN Loan Servicing, as well as representatives from the Cook County Land Bank Authority and South Suburban Housing Services. Click here to watch the recording. Click here to watch the recording.

Should you have additional questions, please call my district office at (773) 779-2400.